continued from page a debt ….

continued from page

a debt I did not owe. Never did.

I was further admonished that the $12.92 was a real debt and according to the laws of Tennessee I was required to pay it. Or else.

Assuming the debt collection laws of Tennessee are just and fair, I mailed the collection agency a check for $12.92.

Believing my time and efforts are worth something, Using certified mail I sent the collection agency a statement and demand for payment for my “billable hours” in responding to their baseless claim. I'll probably get nothing but fun out of this, but we'll see just how just and fair the debt collection laws of Tennessee are.

joenphillips@yahoo.com