Legal Notices Legal Notices and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PHH Mortgage Corporation as agent and Attorney in Fact for Rhonda S Glover Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-7727A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7727A NOTICE OF SALE State of Georgia County of Toombs Pursuant to the Power of Sale contained in a Security Deed given by Rhonda S Glover to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for LenderSelect Mortgage Group, its successors and assigns. dated 7/8/2021 and recorded in Deed Book 01360 Page 0324 Toombs County, Georgia records; as last transferred to or acquired by PHH Mortgage Corporation, conveying the afterdescribed property to secure a Note in the original principal amount of $147,773.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Toombs County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land situate, lying and being in the City of Vidalia, 1823rd G.M. District of Toombs County, Georgia, designated as Lot 1, Block A, Windsor Acres Subdivision, and being more particularly shown on a certain plat of survey prepared by John E. Dykes, Registered Surveyor, dated May 28, 1969, and recorded in Plat Book 3, page 165, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and record thereof are incorporated herein, by reference, and made a part of this description. Said tract is bounded, now or formerly, as follows: North by land of Billy and Wynema Colin; East by land of Trellis A. Beach; South by the right-of-way of Hanna Drive; and West by land of Hoang K. Nguyen. Said tract is the same tract as conveyed to Biky Y. Soliz from Patrick H. Hardison and Gloria D. Hardison, by warranty deed, recorded on November 23, 2020, in Deed Book 1327, pages 73-74, in the Office of the Clerk of the Superior Court of Toombs County, Georgia. Subject to all easements, restrictions, and right-of-ways of record The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (no - tice of intent to collect attorney's fees having been given). Said property is commonly known as 1900 Hanna Dr, Vidalia, GA 30474 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Rhonda S Glover or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation Under and by virtue of the Power of Sale contained in a certain security deed executed by Juanita Monroe and Milton Monroe dated July 1, 2021, and recorded in Toombs County Deed Book 1372, pages 90-93, WHEREAS, pursuant to the powers contained in the said security deed, Zorn Land, Inc., as Attorney-in-Fact for Juanita Monroe and Milton Monroe, will sell the property hereinafter described before the courthouse door of Toombs County, Georgia, during the legal hours of sale on the first Tuesday of January, that being January 6, 2026: All that tract or parcel of land situate, lying and being in the 51st G.M. District, Toombs County, Georgia and being more particularly described as being Lots Number 91 and 96, containing 1.0 acre of land, more or less, and being more particularly described on a certain plat of survey prepared by Jeremy Lindsey, Registered Surveyor No. 3292, dated August 4, 2021 and recorded in Plat Book 34, Page 82 in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and the record thereof are incorporated herein by reference and made a part of this description as if fully set forth. This tract of land is a portion of that tract conveyed from Joseph Chris Zorn and Deborah Ann Zorn to Zorn-Land, Inc in that certain Warranty Deed dated March 2, 2005, and recorded in Toombs County Deed Book 716, Pages 224-225. This property shall be subject to those certain Protective Restrictions and Easements, executed by Zorn-Land, Inc., recorded on August 06, 2021, in Toombs County Deed Book 1365, pages 87-289, as if fully set forth originally herein. The property is further subject to any other restrictions of record. For reference only, the Toombs County Tax Assessor currently identifies the above tract as Map/ Parcel C12 103. By reason of default in payment of the monthly installments due under the terms of the note secured by said security deed, the entire indebtedness secured thereby has been declared due and payable. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under U.S. bankruptcy code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed. The property will be sold as the property of Juanita Monroe and Milton Monroe, said property, to the best knowledge, information and belief of the undersigned being Legal Notices Legal Notices and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PHH Mortgage Corporation as agent and Attorney in Fact for Rhonda S Glover Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-7727A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7727A NOTICE OF SALE State of Georgia County of Toombs Pursuant to the Power of Sale contained in a Security Deed given by Rhonda S Glover to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for LenderSelect Mortgage Group, its successors and assigns. dated 7/8/2021 and recorded in Deed Book 01360 Page 0324 Toombs County, Georgia records; as last transferred to or acquired by PHH Mortgage Corporation, conveying the afterdescribed property to secure a Note in the original principal amount of $147,773.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Toombs County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that tract or parcel of land situate, lying and being in the City of Vidalia, 1823rd G.M. District of Toombs County, Georgia, designated as Lot 1, Block A, Windsor Acres Subdivision, and being more particularly shown on a certain plat of survey prepared by John E. Dykes, Registered Surveyor, dated May 28, 1969, and recorded in Plat Book 3, page 165, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and record thereof are incorporated herein, by reference, and made a part of this description. Said tract is bounded, now or formerly, as follows: North by land of Billy and Wynema Colin; East by land of Trellis A. Beach; South by the right-of-way of Hanna Drive; and West by land of Hoang K. Nguyen. Said tract is the same tract as conveyed to Biky Y. Soliz from Patrick H. Hardison and Gloria D. Hardison, by warranty deed, recorded on November 23, 2020, in Deed Book 1327, pages 73-74, in the Office of the Clerk of the Superior Court of Toombs County, Georgia. Subject to all easements, restrictions, and right-of-ways of record The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (no - tice of intent to collect attorney's fees having been given). Said property is commonly known as 1900 Hanna Dr, Vidalia, GA 30474 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Rhonda S Glover or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation Under and by virtue of the Power of Sale contained in a certain security deed executed by Juanita Monroe and Milton Monroe dated July 1, 2021, and recorded in Toombs County Deed Book 1372, pages 90-93, WHEREAS, pursuant to the powers contained in the said security deed, Zorn Land, Inc., as Attorney-in-Fact for Juanita Monroe and Milton Monroe, will sell the property hereinafter described before the courthouse door of Toombs County, Georgia, during the legal hours of sale on the first Tuesday of January, that being January 6, 2026: All that tract or parcel of land situate, lying and being in the 51st G.M. District, Toombs County, Georgia and being more particularly described as being Lots Number 91 and 96, containing 1.0 acre of land, more or less, and being more particularly described on a certain plat of survey prepared by Jeremy Lindsey, Registered Surveyor No. 3292, dated August 4, 2021 and recorded in Plat Book 34, Page 82 in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and the record thereof are incorporated herein by reference and made a part of this description as if fully set forth. This tract of land is a portion of that tract conveyed from Joseph Chris Zorn and Deborah Ann Zorn to Zorn-Land, Inc in that certain Warranty Deed dated March 2, 2005, and recorded in Toombs County Deed Book 716, Pages 224-225. This property shall be subject to those certain Protective Restrictions and Easements, executed by Zorn-Land, Inc., recorded on August 06, 2021, in Toombs County Deed Book 1365, pages 87-289, as if fully set forth originally herein. The property is further subject to any other restrictions of record. For reference only, the Toombs County Tax Assessor currently identifies the above tract as Map/ Parcel C12 103. By reason of default in payment of the monthly installments due under the terms of the note secured by said security deed, the entire indebtedness secured thereby has been declared due and payable. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under U.S. bankruptcy code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed. The property will be sold as the property of Juanita Monroe and Milton Monroe, said property, to the best knowledge, information and belief of the undersigned being
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