Fields, a/k/a Michael Fields to Vidalia Federal Savings Bank, dated May 23, 2023, filed on May 24, 2023, and recorded in Deed Book 1444, pages 314-320, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which secured a promissory note from Michael A. Fields, a/k/a Michael Fields to Vidalia Federal Savings Bank in the original principal amount of $412,000.00, there will be sold at public outcry for cash to the highest bidder before the courthouse doors of said county between the legal hours of sale on December 2, 2025, the first Tuesday of December, 2025, by Vidalia Federal Savings Bank, as attorney-in-fact for Michael A. Fields, a/k/a Michael Fields, the following described property, towit: All that tract or parcel of land situate, lying and being in the 39 th G.M. District of Toombs County, Georgia, containing 4.47 acres, more or less, and being more particularly shown on a certain plat of survey prepared by John E. Dykes, Registered Surveyor, dated April 1973, and recorded in Plat Book 9, page 184, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and record thereof are incorporated herein, by reference, and made a part of this description. Said tract is bounded, now or formerly, as follows: North by the right-of-way of SA Harden Road; East and South by land of Laura B. Toole, et al.; and West by land of Kenneth W. Ray. Said tract is the same tract as conveyed to Jacob B. Beasley from Taylor Hart, by warranty deed, recorded on May 6, 2015, in Deed Book 1111, page 70, in the Office of the Clerk of the Superior Court of Toombs County, Georgia. Subject to all easements, restrictions, and right-of-ways of record. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured, thereby this sale will be made for the purpose of paying the same and all expenses of the sale, in- cluding attorney's fees, notice of intention to collect attorney's fees having been given as provided by law. A copy of this legal advertisement (Notice of Sale Under Power) which was sent to Advance, the legal organ of Toombs County, Georgia, has been mailed by certified mail, return receipt requested to Michael A. Fields, a/k/a Michael Fields, as required by Georgia law, O.C.G.A. §44-14162.2. The property will be sold as the property of Michael A. Fields, a/k/a Michael Fileds, subject to the following: (1) all prior restrictive covenants, easements, rightof- ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; and (4) all outstanding taxes, assessments, unpaid bills, charges, and expenses that constitute liens against the property, whether due and payable or not yet due and payable. Vidalia Federal Savings Bank is the holder of the Note and Deed to Secure Debt to the property in accordance with O.C.G.A. §4414-162.2. The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtors and his address is as follows: Hal Chesser, and he may be reached at the Vidalia Federal Savings Bank office, 300 Jackson Street, Vidalia, GA 30474, or by telephone at (912) 537-8805. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require Vidalia Federal Savings Bank to negotiate, amend, or modify the terms of the Deed to Secure Debt described herein. The undersigned reserves the right to reject any and all bids, to continue the sale from day to day, and to withdraw said property from sale and subsequently to reoffer same in the event no reasonable bid is received and accepted. To the best of the undersigned's knowledge and belief, the party in possession is Michael A. Fields, a/k/a Michael Fields, tenants, or parties claiming under the aforementioned. The sale will be conducted subject to (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure. Vidalia Federal Savings Bank, as Attorney-in-Fact for Michael A. Fields, Tom Everett a/k/a Michael Fields Attorney at Law P.O. Box 1840 Vidalia, GA 30475 (912) 537-8875 This attorney is attempting to collect a debt and any information obtained will be used for that purpose. NOTICE TO DEBTORS AND CREDITORS State of Georgia County of Toombs Fields, a/k/a Michael Fields to Vidalia Federal Savings Bank, dated May 23, 2023, filed on May 24, 2023, and recorded in Deed Book 1444, pages 314-320, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which secured a promissory note from Michael A. Fields, a/k/a Michael Fields to Vidalia Federal Savings Bank in the original principal amount of $412,000.00, there will be sold at public outcry for cash to the highest bidder before the courthouse doors of said county between the legal hours of sale on December 2, 2025, the first Tuesday of December, 2025, by Vidalia Federal Savings Bank, as attorney-in-fact for Michael A. Fields, a/k/a Michael Fields, the following described property, towit: All that tract or parcel of land situate, lying and being in the 39 th G.M. District of Toombs County, Georgia, containing 4.47 acres, more or less, and being more particularly shown on a certain plat of survey prepared by John E. Dykes, Registered Surveyor, dated April 1973, and recorded in Plat Book 9, page 184, in the Office of the Clerk of the Superior Court of Toombs County, Georgia, which plat and record thereof are incorporated herein, by reference, and made a part of this description. Said tract is bounded, now or formerly, as follows: North by the right-of-way of SA Harden Road; East and South by land of Laura B. Toole, et al.; and West by land of Kenneth W. Ray. Said tract is the same tract as conveyed to Jacob B. Beasley from Taylor Hart, by warranty deed, recorded on May 6, 2015, in Deed Book 1111, page 70, in the Office of the Clerk of the Superior Court of Toombs County, Georgia. Subject to all easements, restrictions, and right-of-ways of record. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured, thereby this sale will be made for the purpose of paying the same and all expenses of the sale, in- cluding attorney's fees, notice of intention to collect attorney's fees having been given as provided by law. A copy of this legal advertisement (Notice of Sale Under Power) which was sent to Advance, the legal organ of Toombs County, Georgia, has been mailed by certified mail, return receipt requested to Michael A. Fields, a/k/a Michael Fields, as required by Georgia law, O.C.G.A. §44-14162.2. The property will be sold as the property of Michael A. Fields, a/k/a Michael Fileds, subject to the following: (1) all prior restrictive covenants, easements, rightof- ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; and (4) all outstanding taxes, assessments, unpaid bills, charges, and expenses that constitute liens against the property, whether due and payable or not yet due and payable. Vidalia Federal Savings Bank is the holder of the Note and Deed to Secure Debt to the property in accordance with O.C.G.A. §4414-162.2. The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtors and his address is as follows: Hal Chesser, and he may be reached at the Vidalia Federal Savings Bank office, 300 Jackson Street, Vidalia, GA 30474, or by telephone at (912) 537-8805. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require Vidalia Federal Savings Bank to negotiate, amend, or modify the terms of the Deed to Secure Debt described herein. The undersigned reserves the right to reject any and all bids, to continue the sale from day to day, and to withdraw said property from sale and subsequently to reoffer same in the event no reasonable bid is received and accepted. To the best of the undersigned's knowledge and belief, the party in possession is Michael A. Fields, a/k/a Michael Fields, tenants, or parties claiming under the aforementioned. The sale will be conducted subject to (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure. Vidalia Federal Savings Bank, as Attorney-in-Fact for Michael A. Fields, Tom Everett a/k/a Michael Fields Attorney at Law P.O. Box 1840 Vidalia, GA 30475 (912) 537-8875 This attorney is attempting to collect a debt and any information obtained will be used for that purpose. NOTICE TO DEBTORS AND CREDITORS State of Georgia County of Toombs
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